Loan Management Software That Adapts to You

From online loans to tribal and Texas CSO/CAB lending, EPIC powers every stage of your loan lifecycle—so you can grow faster, smarter, and safer.

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$75M+

Dollars

Processed

Yearly

500K+

Loans

Originated

Yearly

1900%

Growth Potential

(Over 5 Years)

Your Lending Model is Unique.

Your Software Should Be Too.

Most LMS platforms force you to conform. EPIC doesn’t. We meet you where you are and scale with you from startup to enterprise.

Adapts to Your Lending Model

Flexible, compliance-driven LMS tailored to your unique loan products.

Scalable & Enterprise Ready

Designed for lenders of any size, from startups to nationwide operations.

Automation & Compliance

Streamline workflows, reduce risk, and stay fully compliant.

End-to-End Loan Management

Optimize every stage—from origination to collections.

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Who We Help: Lending Solutions

For Your Model

Lenders Going

Online

Our EPIC Essentials program gives you everything you need to go digital—seamlessly and affordably.

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Brand New

Lenders

We’ll help you launch your business online fast—with low start-up costs and expert guidance.

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Established & Scaling Lenders

Get enterprise-grade automation, deep data analytics, and compliance tools that grow with you.

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Tribal

Lenders

EPIC is built to honor sovereignty and ensure full regulatory alignment with your lending model.

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Texas CSO/CAB

Lenders

EPIC is built to honor sovereignty and ensure full regulatory alignment with your lending model.

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Is Your Lending Business Running at Peak Performance?

Here’s How to Find Out.

From lead conversion to risk management, every decision impacts your bottom line. But how do you know if your loan management system (LMS) is truly working for you? If you’re not measuring (or improving) these critical KPIs, you could be leaving money on the table - or worse, putting your business at risk. Ask yourself; is my Loan Management System preforming in these Key Metrics?

Approval Rate

Measures the percentage of loan applications approved versus total applications received. Essential for understanding underwriting efficiency and borrower eligibility.

Conversion Rate

Tracks the percentage of leads that successfully turn into funded loans. Critical for assessing lead quality and marketing effectiveness.

Cost Per Funded Loan (CPFL)

The total cost of acquiring a customer divided by the number of funded loans. A key metric for profitability and marketing ROI.

Default Rate

Percentage of loans that go into default. Indicates portfolio risk and effectiveness of underwriting and risk management.

Customer Lifetime Value (CLV)

The total expected revenue from a borrower over their relationship with the lender. Helps optimize customer acquisition and retention strategies.

Lead-to-Funded Loan Ratio

The number of leads required to generate a funded loan. Helps identify inefficiencies in the lead generation and conversion process.

Loan Repayment Rate

Percentage of loans paid back on time. Strong indicator of borrower quality and collection efficiency.

Return on Investment (ROI) per Lead Source

Evaluates the profitability of different lead sources, ensuring marketing spend is allocated effectively.

Average Loan Size

Tracks the average amount borrowed per loan, helping lenders understand customer borrowing behavior and adjust loan products accordingly.

Time to Fund

Measures how quickly a loan is processed from application to disbursement. Affects customer satisfaction and competitive positioning.

If you're not tracking and optimizing these essential KPIs, you could be missing out on revenue—or worse, putting your lending business at risk. Take a moment to ask yourself: Is my Loan Management System performing where it matters most?

Schedule a demo with EPIC today to see the difference firsthand.

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Make Smarter, Faster,

More Profitable Decisions

Data without action is noise. EPIC turns your lending data into your biggest competitive advantage.

From borrower behavior to payment trends and risk signals, EPIC helps you see the full picture—so you can act with clarity and confidence at every stage of the loan lifecycle.

Optimize Performance

Track approval rates, repayment velocity, charge-offs, and portfolio growth with precision dashboards built for lending KPIs. No guesswork—just clarity.

Streamline Payment Processing

Easily manage ACH, debit, credit, and split payment methods with fully integrated payment partners. Automate recurring payments and reduce friction for borrowers.

Improve Decisioning With Better Data

Access banking data, credit insights, and fraud detection tools—integrated directly into your underwriting workflows. Make smarter credit decisions in seconds.

Automate Borrower

Communication

Send real-time notifications, payment reminders, and follow-ups through customizable workflows. Keep borrowers engaged while reducing missed payments.

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Features at a Glance

Automated Loan

Life Cycle Management

Origination to collections—all automated, all in one platform.

Advanced Analytics &

Real-Time Reporting

Make sharper decisions with 50+ built-in reports and customizable dashboards.

Compliance You

Can Count On

Stay CFPB-, state-, and tribe-compliant with built-in disclosures, audit trails, and alerts.

Streamline

Payment Processing

Stay CFPB-, state-, and tribe-compliant with built-in disclosures, audit trails, and alerts.

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TESTIMONIALS

Short-Term Lenders Love EPIC

"Loved EVERYTHING about EPIC"

I have been using Epic for almost 4 years now and have been very happy with it. My customer service experience has been top notch. Paulo and Cynthia are always happy to assist with any problems or questions I or my staff may have. Our industry is very specialized, and we have found that Epic best suites our needs. I would recommend Epic and their team to others looking for the perfect loan software.