Loan Management Software That

Adapts to You

Your Business. Your Loans. Our Software.

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40+ Years

Of Lending

Industry

Experience

$1.1B

Transactions

Processed

Yearly

500K+

Loans

Originated

Yearly

1900%

Growth Potential

(Over 5 Years)

50+

Active

Integrations

On Platform

What is EPIC Loan Systems?

EPIC Loan Systems is a powerful, cloud-based loan management platform built for modern lenders. It supports the full lending lifecycle from application to repayment. The platform combines origination, underwriting, servicing, and collections in one system. This reduces reliance on multiple tools and manual processes.

Designed for scalability, the system serves high-volume lenders, including installment, payday, and tribal lending models. So, good enough is not enough. Today’s market demands a platform that anticipates risk before it hits the balance sheet. And Epic Loan Systems delivers it.

Powerful Features That Drive Smarter Lending

Automated workflows for approvals, servicing, and repayments.
Built-in compliance tools with audit trails and regulatory support.
Real-time analytics and customizable reporting dashboards.
API integrations with CRMs, payment gateways, and third-party tools.
Supports regulated lending environments with clear, defensible decision.

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What We Offer: Powering Smarter Lending

Lending operations are built differently. You cannot force them rigidly into systems. Epic’s software is designed to adapt to how you lend and what infrastructure you follow to run your business.

End-to-End Loan Management Software

Manages the complete lending lifecycle from start to finish efficiently, seamlessly, and accurately.

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Online Loan Software

Eliminate lending redundancies with online loan software with the power to automate every step of the loan lifecycle.

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Installment Loan Software

Support structured repayment models with flexible terms and full visibility into borrower performance.

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Payday Loan Software

Handle high-volume, short-duration loans with speed, accuracy, and automated underwriting for informed decision-making.

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Tribal Loan Software

Support tribal lenders with configurable workflows and built-in compliance considerations.

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Advanced

APIs

Connect with CRMs, payment providers, and third-party systems through flexible APIs.

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Payment Processing and Scheduling

Handle repayments with automated scheduling, tracking, and flexible payment configurations.

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Advanced Reporting and Analytics

Monitor portfolio health with real-time insights and customizable dashboards.

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External Decisioning Engine

Apply real-time decision-making using custom rules and external integrations.

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EPIC

Essentials

Manage origination, servicing, and collections within one unified lending platform.

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Is Your Lending Business Running at Peak Performance?

From lead conversion to risk management, every decision impacts your bottom line. But how do you know if your loan management system (LMS) is truly working for you? If you’re not measuring (or improving) these critical KPIs, you could be leaving money on the table - or worse, putting your business at risk. Ask yourself; is my Loan Management System preforming in these Key Metrics?

Approval Rate

Measures the percentage of loan applications approved versus total applications received. Essential for understanding underwriting efficiency and borrower eligibility.

Conversion Rate

Tracks the percentage of leads that successfully turn into funded loans. Critical for assessing lead quality and marketing effectiveness.

Cost Per Funded Loan (CPFL)

The total cost of acquiring a customer divided by the number of funded loans. A key metric for profitability and marketing ROI.

Default Rate

Percentage of loans that go into default. Indicates portfolio risk and effectiveness of underwriting and risk management.

Customer Lifetime Value (CLV)

The total expected revenue from a borrower over their relationship with the lender. Helps optimize customer acquisition and retention strategies.

Lead-to-Funded Loan Ratio

The number of leads required to generate a funded loan. Helps identify inefficiencies in the lead generation and conversion process.

Loan Repayment Rate

Percentage of loans paid back on time. Strong indicator of borrower quality and collection efficiency.

Return on Investment (ROI) per Lead Source

Evaluates the profitability of different lead sources, ensuring marketing spend is allocated effectively.

Average Loan Size

Tracks the average amount borrowed per loan, helping lenders understand customer borrowing behavior and adjust loan products accordingly.

Time to Fund

Measures how quickly a loan is processed from application to disbursement. Affects customer satisfaction and competitive positioning.

If you're not tracking and optimizing these essential KPIs, you could be missing out on revenue—or worse, putting your lending business at risk. Take a moment to ask yourself: Is my Loan Management System performing where it matters most?

Schedule a demo with EPIC today to see the difference firsthand.

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Your Lending Model is Unique.

Your Software Should Be Too.

Most LMS platforms force you to conform. EPIC doesn’t. We meet you where you are and scale with you from startup to enterprise.

Built Specifically for Modern Lenders

Designed specifically for modern lenders to deliver scalable and streamlined lending operations.

End-to-End

Platform

Manage origination, underwriting, servicing, and collections efficiently in one unified system.

Configurable to Your Lending Model

Customize loan products and decision logic to match your business and risk strategy.

Automation That Reduces Operational Load

Eliminate repetitive manual tasks across the lifecycle with end-to-end automation.

Real-Time Data and Decisioning

Access live insights and make more informed decisions without waiting for batch processes.

Scalable Infrastructure for Growth

Handle increasing loan volumes and complexity without system limitations or delays.

Integrations with Your Tech Stack

Connect easily with CRMs, payment systems, and third-party services through flexible APIs.

Compliance and Transparency Built-In

Optimize every stage—from origination to collections.

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Make Smarter, Faster,

More Profitable Decisions

Data without action is noise. EPIC turns your lending data into your biggest competitive advantage.

From borrower behavior to payment trends and risk signals, EPIC helps you see the full picture—so you can act with clarity and confidence at every stage of the loan lifecycle.

Optimize Performance

Track approval rates, repayment velocity, charge-offs, and portfolio growth with precision dashboards built for lending KPIs. No guesswork—just clarity.

Streamline Payment Processing

Easily manage ACH, debit, credit, and split payment methods with fully integrated payment partners. Automate recurring payments and reduce friction for borrowers.

Improve Decisioning With Better Data

Access banking data, credit insights, and fraud detection tools—integrated directly into your underwriting workflows. Make smarter credit decisions in seconds.

Automate Borrower

Communication

Send real-time notifications, payment reminders, and follow-ups through customizable workflows. Keep borrowers engaged while reducing missed payments.

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Features at a Glance

End-to-end Loan Lifecycle Management

Manage the entire lending process from application to servicing and collections in one system.

Automated Underwriting and Decisioning

Apply rule-based logic to automate approvals and ensure consistent decision-making.

Payment Processing and Scheduling

Handle repayments with automated scheduling and flexible payment configurations.

Workflow Automation and Intelligence

Turnaround operations by automating repetitive tasks across the loan lifecycle.

Automated Compliance Risk Control

Automated system that identifies, monitors, and controls compliance risks in real time.

Seamless Integration Capabilities

Connect with CRMs, payment providers, and third-party systems through flexible APIs.

Scalable and Enterprise-Ready Infrastructure

Support growing loan volumes with a secure and high-performance platform.

Advanced Reporting and Analytics

Evaluate portfolio health with real-time insights and customizable dashboards.

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TESTIMONIALS

Short-Term Lenders Love EPIC

"Loved EVERYTHING about EPIC"

I have been using Epic for almost 4 years now and have been very happy with it. My customer service experience has been top notch. Paulo and Cynthia are always happy to assist with any problems or questions I or my staff may have. Our industry is very specialized, and we have found that Epic best suites our needs. I would recommend Epic and their team to others looking for the perfect loan software.