Unlock the Power of

Texas CSO & CAB Lending

Transform Your Lending Business with Efficient, Compliant Loan Solutions Tailored for Texas Lenders

Texas CSO/CAB Lending with

EPIC Loan Systems

Are you a lender looking for a flexible and compliant way to serve your customers through Texas's Credit Services Organization (CSO) or Credit Access Business (CAB) models? EPIC Loan Systems is here to help you navigate these unique lending structures while maximizing efficiency and profitability with our tailored loan management solution.

Trusted by lenders across Texas, EPIC Loan Systems offers proven expertise in navigating CSO and CAB lending models, ensuring full compliance with state regulations.

With years of experience in loan management, EPIC Loan Systems delivers a platform tailored specifically for Texas CSO and CAB lenders, keeping you ahead of the latest industry standards.

Our solution optimizes your operations, boosting efficiency and profitability, so you can focus on serving more customers while maintaining a streamlined, compliant process.

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What Are

CSO and CAB Loans?

CSO and CAB lending models are designed to connect consumers with unaffiliated third-party lenders, where your business acts as the intermediary, ensuring loan compliance while enhancing your operational capabilities. In Texas, CSOs were traditionally known as credit repair companies, while CABs focus on payday loans, title loans, and similar lending options.

At EPIC Loan Systems, we help you implement these models effectively. With our platform, you'll remain compliant with state regulations, handle loan servicing, and streamline payment collection, all while ensuring your customers receive the highest quality of service.

EPIC Loan Systems helps Texas lenders confidently navigate CSO and CAB models with full compliance.

Our platform ensures you meet all regulations while streamlining loan servicing and collections.

Increase efficiency and provide top-quality service by connecting consumers with third-party lenders effortlessly.

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How It Works

Through the CSO/CAB loan model, lenders offer financial services while adhering to strict state guidelines. EPIC Loan Systems supports this process by enabling you to:

Set clear loan criteria and qualifications.

Charge manageable CSO or CAB fees, typically around $20 to $30 per $100 borrowed.

Manage the loan lifecycle, from disbursement to collections, all within the limits of regulations such as the 180-day loan term and OCCC oversight.

Whether you're looking to diversify your lending options or expand your reach in the Texas market, our platform ensures you're compliant with the law and optimized for growth.

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Maximize Your Profitability

By utilizing the CSO/CAB model, your lending business can offer services that meet the high demand for payday and title loans without falling afoul of FDIC restrictions. This approach helps lenders like you boost margins while providing crucial financial solutions to consumers who need them.

Charge manageable CSO or CAB fees, typically around $20 to $30 per $100 borrowed.

Manage the loan lifecycle, from disbursement to collections, all within the limits of regulations such as the 180-day loan term and OCCC oversight.

Whether you're looking to diversify your lending options or expand your reach in the Texas market, our platform ensures you're compliant with the law and optimized for growth.

Request a Demo

Why Choose EPIC Loan Systems?

EPIC Loan Systems’ platform is tailor-made for lenders in the Texas CSO and CAB markets, offering:

Easy loan management tools that save time and money.

Compliance features that ensure your business adheres to all regulations.

Flexible reporting and data management to support your business growth.

Take advantage of the CSO and CAB lending models with confidence. Schedule a demo with EPIC Loan Systems today to see how our solution can help you succeed!