You’ve Outgrown

Off-the-Shelf

Loan Software.

Now you need a platform that plays by your rules—because your borrowers, your systems and your team deserve better.

EPIC Loan Systems gives you full control of your lending stack with real-time automation, powerful APIs and enterprise-grade flexibility—so you can scale faster, stay compliant, and serve borrowers better.

Get a FREE software demo today!

10+ Years

Of Industry

Experience

$1.1 B

Processed in

2024

500K+

Annual

Originations

1900%

Growth in

5 Years

500+

Trusted

Lending Partners

Why Your Lending Stack Feels Broken

And How to Fix It

The Common Culprits

Slower Time-to-Fund

Manual reviews create delays and kill conversion.

Scattered Systems

Too many tools, not enough communication between them.

Limited System Flexibility

You're stuck adapting to someone else’s box.

Compliance Blind Spots

Outdated data = audit risk and regulatory headaches.

No Raw Data Access

You can’t act fast when you're flying blind.

EPIC's Solutions

Accelerated Time-to-Fund

Go from app to approval in minutes with real-time decisioning.

Unified System of Record

Track risk, payments and compliance from a single dashboard.

Advanced APIs = Full Workflow Control

120+ API endpoints let you build exactly what you need.

Compliance on Autopilot

Alerts, disclosures, and audit trails—automated and audit-ready.

Full Data Freedom

Pull performance data anytime to fuel reports, dashboards and BI tools.

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Know Exactly Why

Borrowers Walk Away

With real-time insights into loan withdrawals, you’ll stop guessing—and start improving.

Track the top reasons borrowers abandon their applications so you can optimize funnels, fix friction points, and increase approvals. With EPIC’s detailed dashboards, you can analyze behavior trends across time periods and act fast when something’s off.

One Platform. Total Control.

EPIC Loan Systems replaces your patchwork of tools with a single, automated,

API-driven solution that adapts to your lending model.

Smart Automation

Automate ACH, emails, term changes & more—your logic, your rules.

Integrate Anything

Connect to credit bureaus, CRMs, processors & more with 120+ endpoints.

Live Data = Faster Decisions

Instant access to borrower eligibility, risk scores & repayment history.

Custom Workflows & Portals

Build borrower & agent experiences tailored to your brand and compliance needs.

Compliance By Design

Real-time alerts, audit logs & built-in disclosures across jurisdictions.

Raw Data, Unlocked

Build your own dashboards with real-time access to every data point you need.

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Precision Payments.

Zero Guesswork.

Automated schedules, clear repayment structures, and full fee transparency—designed for compliance and clarity.

Forget clunky spreadsheets and manual adjustments. EPIC makes it easy to build, automate, and manage payment schedules with pinpoint accuracy. From ACH setups to custom maturity dates and fee disclosures, every detail is tracked and calculated in real time.

Why More Lenders Are

Choosing EPIC in 2025

API-First

Architecture

Build your perfect tech stack

Faster

Implementation

Go live in 2 weeks or less!

70% Fewer

Manual Tasks

Focus on growth, not grunt work

True

Visibility

Know what’s happening in real time

Designed to

Scale

From startup to multi-state expansion

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Ready in Weeks, Not Months

Go Live in 14 Days or Less

Most LMS vendors take months. With EPIC, you’ll be fully operational in two weeks—with no downtime.

What's Included:

Dedicated onboarding team

Prebuilt workflows for your loan products

API docs + dev support

Live training & post-launch check-ins

“EPIC got us live in 11 days with our entire product stack. Zero downtime. Full compliance.”

Schedule Your FREE Personalized

Software Demo!

Lending Features

Deep-Dive

Originate to Collect

Automate every step of the loan lifecycle

Advanced Reporting

50+ built-in reports, plus custom dashboards

Effortless Compliance

Stay ahead of state, tribal & federal rules

Streamlined Payments

Built-in processing, no third-party hassles

End-to-End Integration

CRM, e-sign, credit bureaus, payment rails

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Collection Insights

That Drive Recovery

See the full story—balance by aging, collection status, and payment type—all from one view.

From the first payment to the final settlement, EPIC’s collection tools let your team monitor balances, take action on aging accounts, and reduce charge-offs. Real-time segmentation helps prioritize high-value recoveries and reduce delays.

Even More Reasons to Choose EPIC

Purpose-Built for Lenders

Designed specifically for high-volume consumer lenders—no unnecessary features, no bloated tech.

Flexible Architecture

Adapt quickly to regulatory changes, new products, or business models without rebuilding your workflows.

Real Partnerships,

Not Just Software

From implementation to optimization, our team works with yours to ensure long-term success.

Backed By Real-World

Lending Experts

We support lenders operating in state, tribal & hybrid environments with 40+ years of real-world lending experience

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Turn Lead Data

Into Lending Wins

See what’s converting, where profits are coming from, and how your funnel really performs.

Track your top lead sources, conversion rates, and e-sign completions—all in real time. With EPIC’s lead analytics, you can dial in your marketing spend, boost ROI, and stop wasting time on sources that don’t convert.

Lenders That Switch to EPIC,

Stick With EPIC.

"Loved EVERYTHING about EPIC"

I have been using Epic for almost 4 years now and have been very happy with it. My customer service experience has been top notch. The team is always happy to assist with any problems or questions I or my staff may have. Our industry is very specialized, and we have found that Epic best suites our needs. I would recommend Epic and their team to others looking for the perfect loan software.